Business Relief Resources

SBA Economic Injury Disaster Loan Consolidated Appropriations Act of 2021 WorkShare Program Executive Orders & Directives Stabilization Fund for Small Business - Oakland County Unemployment Resources Families First Act - U.S. Chamber of Commerce CARES Act - Payroll Protection Program - Small Business Loan Guide Michigan Economic Development Corporation Covid-19 & Small Business Support Webinars Workplace Safety Guidelines Shuttered Venue Grant LARGE OUTDOOR EVENTS GUIDANCE May 2021

SBA Economic Injury Disaster Loan

Guide to Small Business COVID-19 Emergency Loans

PPP Loans of $50,000 or less will be forgiven and a new simple, one-page loan forgiveness application was released by the SBA

Business owners who borrowed $50,000 or less through the SBA's Paycheck Protection Program are now eligible to receive forgiveness for the entire amount. The SBA created a simplified one-page form which removed some of the calculations previously required and allows for self-certification that the money was used appropriately. Form 3508S is available here and instructions for completing the application here.

Small business owners in all U.S. states and territories are currently eligible to apply for a low-interest loan due to Coronavirus (COVID-19). Click here to apply.

Find more information on the SBA’s Economic Injury Disaster Loans at: SBA.gov/Disaster.

The SBA will work directly with state Governors to provide targeted, low-interest loans to small businesses and non-profits that have been severely impacted by the Coronavirus (COVID-19). The SBA’s Economic Injury Disaster Loan program provides small businesses with working capital loans of up to $2 million that can provide vital economic support to small businesses to help overcome the temporary loss of revenue they are experiencing.

Consolidated Appropriations Act of 2021

WorkShare Program

You may be struggling to make payroll and you may be thinking about laying off employees. The good news is, with Work Share, you may not have to.

Michigan’s Work Share program allows you to keep your employees working with reduced hours, while employees collect partial unemployment benefits to make up a portion of the lost wages.

With Work Share, you can maintain operational productivity and hang on to your skilled workers.

WorkShare Program COVID-19 FactSheet

Executive Orders & Directives

Executive Orders

The Michigan Constitution of 1963 vests the executive power of the state in the Governor. That power can be exercised formally by executive order. Executive orders may reorganize agencies within the executive branch of state government, reassign functions among executive branch agencies, create temporary agencies, establish an advisory body, commission, or task force, proclaim or end an emergency, or reduce expenditures authorized by appropriations. Once signed by the Governor, executive orders are filed with the Secretary of State, where the orders are sealed and retained by the Office of the Great Seal.

https://www.michigan.gov/whitmer/0,9309,7-387-90499_90705---,00.html

Executive Directives

Similar to executive orders, executive directives are issued by the Governor to establish basic internal policy or procedure for the executive branch of state government, assure the faithful execution of law, and to supervise state departments. Executive directives often establish guidelines, rules of conduct, or rules of procedures for state departments and their employees. Executive directives are signed by the Governor and distributed to state departments and agencies, but not filed with the Secretary of State.

https://www.michigan.gov/whitmer/0,9309,7-387-90499_90704---,00.html

Stabilization Fund for Small Business - Oakland County

Unemployment Resources

Families First Act - U.S. Chamber of Commerce

Explaining Paid Sick Leave And Expanded Family and Medical Leave Under The Families First Coronavirus Response Act

WASHINGTON, DC – The U.S. Department of Labor’s Wage and Hour Division (WHD) announced its first round of published guidance to provide information to employees and employers about how each will be able to take advantage of the protections and relief offered by the Families First Coronavirus Response Act (FFCRA) when it takes effect on April 1, 2020.

FFCRA will help the United States combat and defeat COVID-19 by giving all American businesses with fewer than 500 employees funds to provide employees with paid leave, either for the employee’s own health needs or to care for family members. The legislation will ensure that workers are not forced to choose between their paychecks and the public health measures needed to combat the virus while at the same time reimbursing businesses.

The guidance – provided in a Fact Sheet for Employees, a Fact Sheet for Employers and a Questions and Answers document – addresses critical questions, such as how an employer must count the number of their employees to determine coverage; how small businesses can obtain an exemption; how to count hours for part-time employees; and how to calculate the wages employees are entitled to under this law.

_____________________________________________________________________

The U.S. Chamber is working closely with the White House, U.S. government agencies, and foreign government officials to inform and equip businesses with the most important and up-to-date information to prevent the spread of the virus and prepare businesses for the near and long-term impact.

Resources & Guidelines for Business
Business Preparedness Checklist
Business Response
Economic Impact

https://www.uschamber.com/coronavirus

CARES Act - Payroll Protection Program - Small Business Loan Guide

The Coronavirus Aid, Relief, and Economic Security Act allocated $350 billion to help small businesses keep workers employed amid the pandemic and economic downturn.

USChamber Small Business ELA Loan Guide

Paycheck Protection Program

New Paycheck Protection Program.

Application

Paycheck Protection Program Info Sheet

Paycheck Protection Program Application

PPP FAQ's

https://home.treasury.gov/system/files/136/Paycheck-Protection-Program-Frequently-Asked-Questions.pdf

The FAQ can be found here.

Michigan Economic Development Corporation

Resources for Michigan Businesses During COVID-19

A list of resources and information for Michigan businesses during the COVID-19 (Coronavirus) outbreak is available on the website. This page, linked below, will be updated as more resources become available. If you have any questions or wish to speak to MEDC directly, please call 888.522.0103.

https://www.michiganbusiness.org/covid19/

Pure Michigan Small Business Relief Initiative - GRANTS available up to $15,000

Covid-19 & Small Business Support Webinars

COVID-19 WEBINARS

Michigan Chamber

Michigan Chamber members are invited to participate in the following complimentary, live webinars on COVID-19 related issues:

View Webinars!

Small Business Support Webinars - SBDC

Small Business Programs Offered by SBA Resource Partners to Assist During COVID19

SBA resource partners stand ready to assist during difficult times. Below is a list of virtual offerings and links to resources that can assist including workshops, counseling, mentors, templates, and other online tools.

SCORE is a funded resource partner of the SBA. SCORE provides volunteer mentors to assist small business with free mentoring, training, and networking opportunities. To connect with SCORE go to www.score.org

Live Webinars
SCORE hosts free, LIVE webinars every week on small business tips and strategies. See our upcoming offerings. Read more

May 14: Essential PR Tools and Tactics - Elevate the Visibility of Your Business While Being Sheltered in Place
May 14, 2020, 11:00am EDT
Register: HERE

Recorded Webinars

Did you miss a SCORE live webinar? They are available to watch on-demand at your convenience.
Read More

Online Templates and Tools for Existing Businesses
Go: HERE

Virtual Mentoring
During the COVID19 crisis SCORE mentors are available via electronic means.
Michigan Chapters:
Ann Arbor
Detroit
Grand Rapids
Kalamazoo/Southwest Michigan
Muskegon
Traverse City
Petoskey Tip of the Mitt

The Small Business Development Center (SBDC) is a funded partner of the SBA. The SBDC provides free business counseling, access to secondary market research and many in-person and online training opportunities.
To connect with an SBDC office near you go to:
www.sbdcmichigan.org

COVID 19 Realated Webinars:

Recorded:
Navigating the Cash Flow Crunch - Register HERE
Human Resource Management During COVID19 - Register HERE
Managing Your Freelance Business During COVID19 - Register HERE
Sustaining Your Restaurant During COVID 19 - Register HERE

On Demand Webinars -
Can't make it to our weekly live webinars? Sign up for our on-demand webinar library and you will receive a link to access a set of webinars curated specifically for busy entrepreneurs looking to start or grow their business.
Register: HERE

Upcoming webinars and trainings on various business topics go to: Workshops

To reach out to the SBDC for counseling go to: Request Counseling

VetBizCentral is an SBA funded Veteran Business Outreach Center serving Michigan, Ohio, and Indiana. The organization provides assistance to Veterans, Active Duty, Guard and Reserve Members in the formation and expansion of their businesses through education, training, counseling and procurement. To connect go to: VetBizCentral

Upcoming Webinars

Essential FAR Performance Clauses for Federal Construction Contractors

Date May 14, 2020 Time 1:00—2:30 pm EST

In this webinar, attendees will learn how to:

Identify “constructive” or implied changes
Understand and comply with notice requirements
Distinguish between types of differing site conditions
Understand the difference between design and performance specifications
Differentiate between delay, disruption, and inefficiency, acceleration and suspension

Registration: HERE

How Do We Drive Down Overhead?

Date: May 7, 2020 Time 1:00—2:30 pm EST

Presenter: Jenny Clark, Solvability

Known as the Oprah of Government Contracting, Jenny will take you through "The Financial Side of GovCon" giving you the roadmap you need that will save you tons of time and money. Price is always a component of any federal contract because agencies are dealing with more restrictive budgets. When your company starts out, you’ll bid anything and everything to get the revenue in, and some of those contracts may even be money-losers. But getting the wins creates momentum and brings relationships with customers who want to keep their successful contractors on their projects.

Registration: HERE

Doing Business with the VA

Date: May 20, 2020 Time: 10:00 am – 12:00 pm EST

Mr. Pak Sa Dewhurst will educate small businesses how the VA’s Veterans Health Administration (VHA) and Network Contracting Office (NCO) does business which comes from a philosophy “...in order for you to do business with us, you must know how WE do business first!”

Registration: HERE

The Great Lakes Women’s Business Council, a funded partner of the SBA, is committed to empowering women and minorities economically through business development training, supplier certification, business-to-business networking and accessible capital assistance programs. We provide effective business tools and remove barriers that hinder the development of successful and sustainable businesses. Our work strengthens the community by building partnerships and leveraging resources that increase business growth opportunities. To connect go to: https://www.greatlakeswbc.org/

SBA now offers customized local emails for small business owners like you! To receive info about SBA-related training and events exclusively in your area, take a moment to input your zip code at www.sba.gov/updates

Workplace Safety Guidelines

Workplace Safety Guidelines for COVID-19

U.S. Department of Labor Occupational Safety and Health Administration

https://www.osha.gov/Publications/OSHA3990.pdf

Michigan Department of Labor and Economic Opportunity

https://www.michigan.gov/leo/0,5863,7-336-100207---,00.html

Oakland County, MI Resources:

Staff Screening Checklist for Businesses: Staff Screening Checklist for Businesses.

Shuttered Venue Grant

The U.S. Small Business Administration (SBA) announced the creation of a website for the Shuttered Venue Operators Grant (SVOG) program late last week in anticipation of opening applications for the program on Thursday, April 8, 2021.

The SVOG program was established by the Economic Aid to Hard-Hit Small Businesses, Nonprofits, and Venues Act and amended by the American Rescue Plan Act. The program includes over $16 billion in grants for shuttered venues.

Eligible applicants may qualify for grants equal to 45% of their gross earned revenue, with the maximum amount available for a single grant award of $10 million. $2 billion is reserved for eligible applications with up to 50 full-time employees.

Applications Open April 8

For complete details and to sign up for notification when the portal opens visit the Shuttered Venue Operators Grant program website.

Informational Recorded Webinar

The SBA conducted a Shuttered Venue Operators Grant informational webinar highlighting the application process. View the recorded webinar by clicking below.

SBA Shuttered Venue Operators Grant Recorded Webinar

LARGE OUTDOOR EVENTS GUIDANCE May 2021

LARGE OUTDOOR EVENTS GUIDANCE

Issue Date: May 14, 2021
New Updates
All individuals can gather outdoors at large events without wearing face masks. The Michigan
Department of Health and Human Services (MDHHS) recommends that individuals who are
not yet fully vaccinated continue to wear face masks while in crowded spaces outdoors and
practice social distancing.

While gathering in outdoor settings lowers the risk of COVID-19 transmission because of
fresh air flow, it is still possible to breathe in enough of the respiratory droplets containing
the virus that causes COVID-19 to become infected when gathered close to others unmasked

ReOpening Resources & PPE Supplies

PPE Resources

AceHigh - Hand sanitizer alcohol spray. Can produce in bulk, but great for a customer-facing solution. Smells great and cleans the hands while moisturizing.

AeroDesign Services - Face Shields

BrandLure - KN95 Masks, 3-ply Surgical Masks, Non-medical Masks, Isolation Gowns, Goggles, Face Shields, Hand Sanitizer, Hand Sanitizer Stands, Acrylic Counter Shields, & Floor Decals for Social Distancing

Brava Biomedial - Full face shields that are comfortable, light-weight, adjustable, clear plastic, latex-free, and colorful. Face shields offer many advantages over cloth face masks--they protect the user's entire face, are comfortable (beard or no beard), you can talk on the phone while wearing one, and they are much cooler in the warm summer months. Whereas cloth face masks are hot and only protect those around you, face shields also protect you from other peoples' coughs, sneezes, and other droplets that potentially spread disease. Bonus: Unlike masks, your phone's facial recognition works while you're wearing a face shield!

BrightStar Care - Covid screening for your business, care giving for seniors

BMK & Associates - Disposable Masks, KN-95 Masks, Gel Hand Sanitizer, Disinfectant Spray Gloves, & Wipes

CCS Presentation Systems - Thermographic Temperature Measurement Cameras, No-Touch Temperature Check Tablets, Digital Signage, Virtual Receptionist Camera Systems, Mobile Wayfinding App.

Clear Fortress - Sneeze Guard (Patent Pending) The perfect barrier solution when face to face business must occur. Unlike other desk top rigid sneeze guards, CLEAR FORTRESS TM has a clear polyester shade that can be raised or lowered to allow you to pass through larger items without compromising protection

Clear to Go - Clear To Go helps employers manage risk, increase safety, and create effective responses to vulnerabilities in the workplace. Employees and vendors are screened with your questions through our mobile app. That information is linked with a CLEAR TO GO!^™ Badge that can be independently verified.

FedEx - Signs, banners, social distancing floor decals, instructional packets, briefings, bound manuals to help you get back underway safely. Visit Printing Services at FedEx.com to access templates, information and offers to help your business reopen, recover and move forward.

High Noon Promotion - Sanitizers, Barriers, Face Shields, Masks/Gaiters, Signage

Incentive Supply Inc - Masks (both plain and with logo), hand sanitizer, thermometers, gowns, gloves

ISCG - Work from Home Furniture Packages, Seating, Desks, Height Adjustable Tables, Monitor Arms, Keyboard Trays, Acrylic Screens, Signage, Sneeze Guards, Privacy Panels, Cubicle Wall Panel Extenders, Vinyl Floor Graphics, Hygiene/ Infection Control Stations, Mobile Screens, Freestanding Privacy Panels, Desk Lamps, Quick Ship Furniture

Koz Heating & Cooling - Installation of an Air Scrubber for residential and commercial environments. The Air Scrubber is proven to eliminate Covid-19 by 99.9%.

Macomb Restaurant Supply - Face masks, face shields, hand sanitizer, bleach, wipes, gloves, bath tissue, paper towels

Maid Brigade - Residential and commercial cleaning and disinfecting services. Non-toxic hospital-grade disinfectant (Hypochlorous Acid) is generated onsite to ensure freshness and efficacy. Disinfecting is done with electrostatic sprayers for 360-degree coverage. Maid Brigade can disinfect the high-touch areas of your workspace daily or upon request, and for best results in conjunction with cleaning.

Marco - Temperature scanning technology - Designed to help protect the health and safety of employees and guests by assisting with the prevention of anyone with an elevated temperature reading from entering a facility. Infrared cameras measure surface temperature to alert of elevated temperature readings -Available facial identification can be integrated with programmed database -Temperature threshold alarm with notifications sent via SMS/email -Pedestal and countertop configurations

Michigan Custom Signs - COVID related signage, floor graphics, directional signage, pop-up banners, and sneeze-guards / plexiglass barriers

Printboys - Laminated signs for warehouses, break rooms, lavatories and business foyer instructing employees of company protocol. Social distancing 'spots' with company logo, banners for: storefronts indicating number of customers to enter, curb side-pick-up area, or Open for Business

PROforma Amplified - PPE (disposable and cloth masks, plexiglass, face shields, directional signage, touchless thermometers, gowns, KN95, hand sanitizer, wipes, Nitrile gloves, distance dots, goggles, wellness kits, apparel, promotional items including antibacterial pens)

Signarama - Sneeze Guards, Face Shields, Informative graphic appliques (social distancing, whats needed to enter business)

Tectonics - Face shields, face masks, acrylic guards, indoor/outdoor graphics (wall and floor - large and small format)

TNE International - Hand Sanitizer, KN95 Respirators, Surgical Masks, CDC-compliant Washable Clothe Masks, with and without Logo.

Unique Short Tree Upholstery - Washable Face Masks

Webinars: Rebooting Your Business in Safe Mode

Sponsored by Lambert Law, personal and corporate attorney's since 1992 and CCS Presentation Systems, high-quality, on-time audio video solutions.

View the series on YouTube

Presentation Resources:

Mask Requirements: Understanding Executive Order 2020-147-Masks

Requiring the business community to enforce mask requirements (per EO 2020-147) opens up a wide variety of questions and concerns. In collaboration with local attorney Brad Lambert of Lambert Law, together we'll navigate this order.

Slides: Mask Requirements 7.15.2020

View the Webinar on YouTube!

Local Government Resources

Make a Difference Oakland County - Helplines Michigan Department of Health & Human Services Oakland Community Health Network City of Rochester Rochester Hills City Charter Township of Oakland

Make a Difference

Make a Difference - Get Involved

Michigan Volunteer Website

Gov. Whitmer and MDHHS launched a new volunteer website, www.michigan.gov/fightcovid19, where trained medical professionals can register to serve their fellow Michiganders by assisting hospitals in fighting COVID-19. Other state residents also can use the site to find out how they can help in their local communities, give blood, donate money or needed medical supplies, or assist public health officials in tracking infections.

MyCovidResponse.org

Working to serve central Oakland County, including Pontiac, Auburn Hills, Waterford, and surrounding areas. Connecting people with available resources.

Consolidating Information
Community Needs Database
Finding Volunteers & Resources

Give Help. Get Help. Start Here.

https://www.mycovidresponse.org/

Oakland County - Helplines

Oakland County, MI Gov

County Emergency Order for Control of Pandemic: Emergency Order
Oakland County Health Order Compliance Packet

Helplines

Oakland County Help Hotline (248) 858-1000 to address the non-health needs of the general public such as food or housing assistance.

The hotline will be staffed from 8 a.m.-8 p.m. and the call center team will refer your specific needs to the county departments and divisions that can help or to other agencies and programs that can assist.

Unemployment Insurance has been expanded by the state and certain application requirements have been modified. Our six Michigan Works! Offices are here to serve you, but please review the website for information and details about what can be done online. OaklandCountyMIWorks.com

Oakland County Emergency food or financial assistance: (248) 858-1000

Oakland County Health Department to speak with a Nurse: (800) 848-5533

https://www.oakgov.com/Pages/default.aspx

Michigan Department of Health & Human Services

Oakland Community Health Network

City of Rochester

Rochester Hills City

Charter Township of Oakland

Other Community Resources

Covid-19 Risk Assessment Tool - Beaumont Health DTE Energy Saint Joseph Mercy Health System Yelp - Relief for Affected Businesses Annuity.com Proper Hand Washing Drug Rehabilitation & Substance Abuse Resources

Covid-19 Risk Assessment Tool - Beaumont Health

COVID-19 Risk Assessment Tool - Beaumont Health

This new tool allows patients to answer a series of questions about their symptoms and help them determine whether to stay home or seek medical attention.

https://secure.beaumont.org/covidrisk

DTE Energy

DTE Messages

DTE is committed to public safety and uninterrupted service. Click this link to find more information about what DTE is doing to keep you and our team safe and healthy https://newlook.dteenergy.com/wps/wcm/connect/dte-web/quicklinks/footer/covid19-response

DTE Energy offering critical resources to business customers to help them through coronavirus crisis: https://skrift.meltwater.io/site/5e12ac481b7bea03e16a9079/article/5e8b19a0a47e89001b816747

As part of DTE Energy’s commitment to serving its’ customers, our number one priority is the health and safety of our employees and customers. We make every effort, every day, to ensure we deliver reliable energy to our more than 3 million customers. And we have well-established processes that provide financial assistance to hundreds of thousands of customers who, at times, need help to ensure their energy delivery is uninterrupted.

To learn more about how we are serving our customers, please see the attached flyer, and share it with those you serve.

DTE

https://newlook.dteenergy.com/wps/wcm/connect/dte-web/quicklinks/footer/covid19-response

DTE’s shutoff policy for non-payment will be suspended for low-income customers until April 30th COVID-19 (English) DTE Energy Assistance Handout - March 24, 2020

DTE is committed to Public Safety and Uninterrupted Service https://newlook.dteenergy.com/wps/wcm/connect/dte-web/quicklinks/footer/covid19-response

Comcast Announces Comprehensive COVID-19 Response to Help Keep Americans Connected to the Internet https://corporate.comcast.com/covid-19

Saint Joseph Mercy Health System

Over these past several weeks, our lives have changed dramatically. Each day, we learn more about the COVID-19 virus, which just two months ago, seemed a world away. Now, it is in our own backyard, and no one in Michigan will be untouched by the effects of this virus.

At Saint Joseph Mercy Health System, our clinical leadership team has been working around the clock preparing to care for our community in new ways. We have had to cancel classes and elective procedures, create work-at-home policies for our support colleagues, and develop robust clinical staffing models to make way for restructuring our hospitals into Intensive Care-ready Units for the outbreak of COVID-19 in our communities. Our southeast Michigan hospitals in Livonia, Oakland, Chelsea, Livingston, and Ann Arbor are in the hotspot of Michigan COVID-19.

As part of Trinity Health, our parent company and national Catholic health care system, we are working together to keep you, our communities and clinicians as safe and healthy as we possibly can. Please Letter.Covid.Community.04-10-2020 about our actions to ensure safety.

Together, we will get through this, and we stand ready to care for you in this deep time of need. Please visit www.stjoeshealth.org/covid19 for continuous updates and to access telehealth options.

Yelp - Relief for Affected Businesses

Yelp announced $25 million in relief, primarily focused on supporting independent local restaurant and nightlife businesses, in the form of waived advertising fees, and free advertising, products and services, during this period. As part of this relief effort, restaurants and nightlife businesses that remain open will receive free access to Yelp page upgrades, including Business Highlights and Call To Action, as well as Connect, which will help them communicate timely information to their customers. Restaurants will also receive three months of free access to Yelp Reservations and Waitlist. For restaurant clients that offer delivery and/or takeout, we’ll provide $100 in free search advertising. In addition to waiving advertising fees for independent restaurant and nightlife clients during this period when they’ve been most impacted, we’re also offering support for independent local advertisers in other categories that are struggling to pay their bills during this difficult time.

More details on our restaurant and nightlife business relief program can be found here. We’re continuing to explore ways we can do more to support local businesses, and our teams are also working with our regional and national clients to ensure we are supporting them during this period.

Annuity.com

Proper Hand Washing

One of the best ways to keep you and your family healthy is by properly washing your hands. Despite being taught to wash our hands as children, many of us don’t know the proper techniques for washing our hands correctly, or how often we should be performing this important task. We’ll walk you through the proper steps as laid out by the leading health organizations around the globe such as the Centers for Disease Control and the World Health Organization. Read more at:

https://cnaclassesnearme.com/how-to-properly-wash-your-hands/

Drug Rehabilitation & Substance Abuse Resources

COVID-19

Business Relief & Community Resources

Business Relief Resources

SBA Economic Injury Disaster Loan

WorkShare Program

Executive Orders & Directives

Oakland County Stabilization Fund for Small Businesses

Unemployment Resources

Families First Act - U.S. Chamber of Commerce

CARES Act - Payroll Protection Program - Small Business Loan Guide

PPP FAQ's

Michigan Economic Development Corporation

Pure Michigan Small Business Relief Initiative - GRANTS available up to $15,000

COVID-19 WEBINARS

Small Business Programs Offered by SBA Resource Partners to Assist During COVID19

SBA resource partners stand ready to assist during difficult times. Below is a list of virtual offerings and links to resources that can assist including workshops, counseling, mentors, templates, and other online tools.

Workplace Safety Guidelines for COVID-19

ReOpening Resources & PPE Supplies

Local Government Resources

Make a Difference - Get Involved

Oakland County, MI Gov

Helplines

Michigan Department of Health & Human Services

Oakland Community Health Network

City of Rochester

Rochester Hills City

Charter Township of Oakland

Other Community Resources

COVID-19 Risk Assessment Tool - Beaumont Health

DTE Energy

Yelp - Relief for Affected Businesses

Drug Rehabilitation & Substance Abuse Resources

About COVID-19

CDC Website

Michigan.Gov

Oakland County Website

Contact Us

Additional Resources

Stay Connected!